Rates

Mortgage Loan Rate

The rates disclosed are just one of the many options available. Borrowing money is not a one-size fits all process and sometimes requires financing that thinks outside the box. We will do just that and take the time to explore options with you to find the best solutions for your needs. Contact one of our loan specialists to start creating your personalized financing solution.

ARM-30 Years

  • Term -  5/5 ARM
  • Interest Rate -  4.25%
  • APR -  4.341%*
  • Payment Information -  $492.06 for the first five years; maximum payment for remaining term based upon index and caps is $740.00.*

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This rate is accurate as of February 22, 2016. The rate effective date is subject to change without notice.

*Payments and Annual Percentage Rate (APR) above are based upon a $100,000 loan with a loan-to-value (LTV) maximum 80% and a prepaid finance charge of $1,000. Quoted payment does not include an escrow for taxes and insurance. Actual payment obligation may be higher. This rate is available for an owner occupied 1-4 single family residence. The 5/5 ARM has a 2.50% margin over the published five-year treasury constant maturity rate with 2/5 caps.

Offer is subject to credit qualifications and approval. Advertised rate is for a limited time only. Some additional restrictions may apply. Other competitive loan rates and terms are available. Please call a Hocking Valley Bank office for additional rates.


Auto Loan Rate

Vehicle Purchase or Refinance

  • Term -  60 months
  • Interest Rate -  3.49%
  • As low as  3.7321% APR*
  • Payment Information -  $458.13*

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*Subject to credit approval by Hocking Valley Bank. Additional terms and conditions apply, such as vehicle age and mileage. Annual Percentage Rate (APR) shown is a standard product rate and is subject to change at any time. Actual APR will be determined when you apply and will be based on your application and credit information. The APR shown is based upon a loan amount of $25,190, a loan to value of 95% and excellent credit history. The loan assumes the first payment is due in 30 days after the start date of the auto loan. The monthly payment on $25,190 over a 60-month loan at 3.7321% APR is $458.13 with a final payment of $458.04.


Unsecured Loan Rate

  • Term - 36 months
  • As low as 13.2903 APR*
  • Payment Information - $169.17*

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*Subject to credit approval by Hocking Valley Bank. Additional terms and conditions may apply. Annual Percentage Rate (APR) shown is a standard product rate and is subject to change at any time. Actual APR will be determined when you apply and will be based on your application and credit information. The APR shown is based upon a loan amount of $5,150 and excellent credit history. The loan assumes the first payment is due in 30 days after the start date of the loan. The monthly payment on $5,150 over a 36-month loan at 13.2903% APR is $169.17 with a final payment of $169.16.