Feature/Benefit	Alliance Account	Select Account	Pilot Account
Recommended for...	Earn Interest and Account Benefits as Unique as our Relationship	A Flexible Account with Both Check Writing and Debit Card Access to Match Your Lifestyle	Manage your Money Electronically and Say Goodbye to Checks
Balance Required to Open the Account	$25.00	$25.00	$25.00
Monthly Maintenance Fee	$7 How to Waive Fees	$7 How to Waive Fees	$0 Account Details
Monthly Statement Fee	eDelivery: Free Mailed: $3	eDelivery: Free Mailed: $3	eDelivery: Free Mailed: $3
Earns Interest*	See Rates
Visa® Debit Card or ATM Card
Unlimited HVB ATM Usage
First Check Order Free
Online Banking
Online Bill Payments
Mobile Banking App
Fraud Monitoring
Debit Card Account Alerts**
24-Hour Telephone Banking

*Fees charged against the account my reduce customer earnings. *The rate may change after the account is opened.

**Messaging or data rates may apply for debit card account alerts. 

Overdraft Protection

Mistakes happen. We offer two options to assist in an overdraft situation. 

1.) Overdraft Reserve is an automatic transfer from another Hocking Valley Bank account to cover an overdraft. There is no charge for this service. Eligible accounts that you may use for your transfer include all deposit accounts with the exception of CDs and IRAs.

2.) Cash on Demand is a line of credit that is linked to a deposit account from which funds are advanced to avoid an overdraft situation. An application and credit report are required. A certified account specialist can assist you in determining the line of credit amount that is right for you. For details about the service, including fee and payment information, please view our COD Account Agreement.