Personal Checking

When you open an account with us, you'll find three straightforward options to meet your personal and financial needs.


Feature/Benefit Alliance Account Select Account Pilot Account
Recommended for... Earn Interest and Account Benefits as Unique as our Relationship A Flexible Account with Both Check Writing and Debit Card Access to Match Your Lifestyle Manage your Money Electronically and Say Goodbye to Checks
Balance Required to Open the Account $25.00 $25.00 $25.00
Monthly Maintenance Fee
$7
$7
$0
Monthly Statement Fee
eDelivery: Free
Mailed: $3
eDelivery: Free
Mailed: $3
eDelivery: Free
Mailed: $3
Earns Interest*
Yes



Visa® Debit Card or ATM Card Yes Yes Yes
Unlimited HVB ATM Usage Yes Yes Yes
First Check Order Free Yes

Online Banking Yes Yes Yes
Online Bill Payments Yes Yes Yes
Mobile Banking App Yes Yes Yes
Fraud Monitoring Yes Yes
Yes
Debit Card Account Alerts** Yes Yes
Yes
24-Hour Telephone Banking Yes Yes
Yes
*Fees charged against the account my reduce customer earnings. *The rate may change after the account is opened.

**Messaging or data rates may apply for debit card account alerts. 


Overdraft Protection

Mistakes happen. We offer two options to assist in an overdraft situation. 


1.) Overdraft Reserve is an automatic transfer from another Hocking Valley Bank account to cover an overdraft. There is no charge for this service. Eligible accounts that you may use for your transfer include all deposit accounts with the exception of CDs and IRAs.


2.) Cash on Demand is a line of credit that is linked to a deposit account from which funds are advanced to avoid an overdraft situation. An application and credit report are required. A certified account specialist can assist you in determining the line of credit amount that is right for you. For details about the service, including fee and payment information, please view our COD Account Agreement.