While away from your office or business, you can still have access to all your Hocking Valley Bank commercial accounts – checking, savings, even loans – with MoneyTalk$, Hocking Valley Bank’s 24-hour touch-tone account inquiry service.

Cash Management
Hocking Valley Bank's Internet Banking product, hvbonline, allows commercial account holders easy access to account information and gives the business owner or manager ease in transferring funds quickly and efficiently, at the same time providing accurate management of daily business activities with its Cash Management feature.

Direct Deposit Plus

Direct Deposit Plus is a software program used to originate payroll, electronic bill payments, corporate transfers, and tax payment transmission. Software and installation is free, however, a minimal file and per-item fee does apply.

Electronic Federal Tax Payment System (EFTPS)
EFTPS is a means by which a commercial customer can originate their own electronic payments to the Internal Revenue Service for federal taxes via computer-to-computer transmission, touch-tone telephone, or their own financial institution.

Merchant Account
Our Merchant Account service enables your business to accept credit and debit card payments from your customers. You can rent or purchase the card terminal and transactions post to your account within 48 hours. We offer setup and ongoing support from local Hocking Valley Bank staff.

We will pick up payments from your customers from a post office box and electronically deposit them on the date received. You then receive e-mail notification of the deposit and an electronic file with transaction details so that you can post payments to your customers’ accounts. Our lockbox services can lower your in-house processing costs, provide speedier availability of funds and reduce errors.

Wire Transfers
You can send funds electronically to other financial institutions both inside and outside the United States.

Positive Pay
Positive Pay reduces fraud by automatically validating checks presented to us by matching them against your check issue file. An item presented for payment that does not match a corresponding item in the customer-issued check record is flagged as an exception and referred to the business owner or manager for a pay/no pay decision. Positive Pay is secure, easy to use and cost-effective because you manage it yourself via online access. 

Visa® BusinessCard
With Hocking Valley Bank’s business credit card program, your employees can use credit cards with account numbers unique to him or her with spending limits that you control. Statements are provided for each cardholder to facilitate expense and tax reporting.  In addition, local Hocking Valley Bank staff handles all servicing.

Overdraft Protection
Optional overdraft protection is available through our Overdraft Reserve and Cash on Demand services. With Overdraft Reserve, funds are automatically transferred from another Hocking Valley Bank account to cover an overdraft. With Cash on Demand, a line of credit is linked to a deposit account from which funds are advanced to avoid an overdraft situation.

For more information about these products or to learn if your business is a good candidate for one or more of them, please Contact Us, or give us a call at 740-592-4441 or, toll-free, 1-888-482-5854.